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The NEW approach to your mortgage.
At NEO Home Loans, we empower you with financial literacy and help guide your journey to financial freedom.

Our Team Goal is Simple: To be the #1 Provider of long-term VALUE to our clients, in all areas of real estate and personal finance, putting them in the best position to Grow Wealth so they Retire Well. It's our sole focus!
It's one thing to say this, its quite another to have a team of professionals, and platform of services, intentionally built, to deliver it. We are positively changing the lending Industry through the NEO Experience and caring for you, and your family, by driving financial results, is WHY we do what we do!
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Brent Willis
Branch Manager | NMLS# 1860084
The Brent Willis Team of mortgage professionals is your greatest Competitive advantage!
Why do we say this? Brent and his team get to know the client and their goals and then custom craft mortgage solutions to meet those goals! " Everything we do with our clients is designed to use unique financing solutions to help then save, or make, money is real estate and personal finance so they grow wealth and retire well! Its our daily focus... it's what separates us from any bank and mortgage lender in the country!"
Brent has been originating mortgages and helping families for several years. He is a top performing originator and takes pride in his ability to educate and guide clients through the decision-making process, start to finish. As a Branch Manager and an industry leader, he’s lead the charge to modernize his team approach, using the latest financial tools and cutting edge financing strategies, like Seller Buydown, to help his clients win in real estate. By educating both consumers and Realtor partners, Brent is able to help even more families position themselves to benefit in today’s, unique, market so they can grow wealth and retire well.
The NEO Experience
Being a successful homeowner is so much more than just buying a home and making your mortgage payment. The NEO Experience will make sure your home will always be a powerful tool that can help you achieve your financial goals, create generational wealth, and enjoy a secure retirement.
OUR PROCESS
Step 1
Discovery
We need to learn about you so we can understand your financial situation and long-term goals before we prescribe a mortgage strategy.
Step 2
Strategy
We will analyze mortgage options with the lowest cost and greatest prosperity potential for you and your family, then present you with a Total Cost Analysis - a digital and easy-to-read breakdown of your mortgage options.
Step 3
Execution
We create a flawless home loan experience for you. If you are in a highly competitive market, we will position you to close your loan as quickly as possible. If you need more time to prepare, we will continue to advise you on your financial situation until you are ready to buy or refinance your home.
Step 4
Wealth Maximization
Your life and the real estate market where you live can change rapidly. Even after you are in your new home, we will continue to manage your mortgage and help you maximize your wealth.
The closing of your loan is just the start of our relationship.
Unlock Your Home's Financial Potential with Homebot
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For licensing information, go to: www.nmlsconsumeraccess.org | www.goluminate.com | Please review our Disclosures & Licensing information. | Luminate Home Loans, Inc. is a wholly-owned subsidiary of Luminate Bank. Equal Housing Lender. For further information about Luminate Home Loans, Inc., please visit our website at www.goluminate.com. Luminate Home Loans, Inc. NMLS#150953.
Corporate Headquarters: 2523 Wayzata Blvd. S. Suite 200, Minneapolis, MN 55405
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